TERMS OF USE
By using this website, you signify your assent to the following terms of use without limitation or qualification. Please read these terms of use carefully before using this website. If you do not agree to these terms, please do not use this website. Chevy Chase Trust Company reserves the right, at any time, to modify or supplement these terms by updating this posting. You are bound by any such revisions and accordingly you should periodically visit this page to review the current terms and conditions to which you are bound.
Unauthorized use of Chevy Chase Trust Company’s websites, including but not limited to unauthorized entry into Chevy Chase Trust Company’s systems, misuse of passwords, or misuse of any information posted to this website, is strictly prohibited. Use of this website, including any patterns or characteristics concerning your interaction with it, may be monitored, tracked and recorded. Anyone using this website expressly consents to such monitoring, tracking and recording.
NO OFFER
This website is for informational purposes only. Nothing contained on this website is intended to be or should be construed as legal, tax or investment advice.
Neither the information nor any opinion contained in this website constitutes a solicitation or offer by Chevy Chase Trust Company or its affiliates to buy or sell any securities, futures, options or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained on Chevy Chase Trust Company’s website are the sole responsibility of the user, and in exchange for using Chevy Chase Trust Company’s website, you agree to hold Chevy Chase Trust Company harmless from and against any claims for damages arising from any decisions that you may make based on such information. All information posted on this website is current only as of the date of its posting, and Chevy Chase Trust Company undertakes no obligation to update any information to reflect events or circumstances after the date of such posting.
NO FDIC INSURANCE DISCLAIMER
Securities (including shares of mutual funds), alternative investments, and other investment products are not bank deposits and are not insured by the FDIC or any other agency of the United States, nor are they obligations of, or insured or guaranteed by, Chevy Chase Trust Company or any of its subsidiaries or affiliates. Securities (including shares of mutual funds) and other investments involve investment risks, including the possible loss of value. Your eligibility for particular investment options or services is subject to final Chevy Chase Trust Company determination and acceptance.
LIMITATIONS
While Chevy Chase Trust Company seeks to provide accurate and timely information, there may be inadvertent technical or factual inaccuracies and typographical errors, for which we apologize. We reserve the right to make changes and corrections at any time, without notice. The information provided on this website is provided without warranties of any kind, either expressed or implied, and Chevy Chase Trust Company disclaims all warranties, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Chevy Chase Trust Company does not warrant, either expressly or impliedly, the accuracy or completeness of the information, text, graphics, links or other items contained on this website, and Chevy Chase Trust Company expressly disclaims all liability for errors and omissions in these materials and for the use or interpretation by others of information contained on this website.
ELECTRONIC MAIL
Chevy Chase Trust Company does not make any representation concerning the security or confidentiality of your email messages to Chevy Chase Trust Company and makes no representation that any email message submitted through this website will be received.
Any communications or material you transmit to this website by electronic mail or otherwise, including data, questions, comments or suggestions, will be treated as nonconfidential and nonproprietary and will become the property of Chevy Chase Trust Company or its affiliates.
We will use your e-mail address and the content of any e-mail for correspondence purposes and to meet our legal and regulatory requirements regarding customer communications. On occasion, we may use your e-mail address to send you communications with information about service and product information that we believe may be of interest to you. If you do not want to receive such unsolicited communications from us, simply send us a message to this effect. We will not include personal information in unencrypted email responses to you.
FEEDBACK
While we appreciate hearing from our valued customers, to avoid any misunderstandings, please understand that anything that you send to us, including ideas, suggestions, proposals, etc., will become our property without any right of compensation and you hereby waive any claim therefore.
VIRUSES
Because of the marked increase in the fabrication and proliferation of computer viruses affecting the Internet, we want to warn you about infections or viral contamination on your system. It is your responsibility to scan any and all downloaded materials received from the Internet. We are not responsible or liable for any damage caused by such hazards.
LINKED SITES
This website may provide links to other sites for your convenience in locating relevant information and services. We do not maintain these other sites and have no control over the organizations that maintain these sites or the information, products or services these organizations provide. Although we believe that the information from these organizations is reliable, we cannot guarantee their accuracy, completeness or suitability for any purpose. Accordingly, we expressly disclaim any responsibility for the content of these other websites, the accuracy of the information on these websites or the quality of products or services provided by the organizations that maintain them. We do not recommend or endorse these organizations or their products or services in any way. Chevy Chase Trust Company is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such websites, whether actual, alleged, consequential or punitive. Chevy Chase Trust Company makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.
TRADEMARKS AND COPYRIGHTS & RESTRICTIONS ON USE
Chevy Chase Trust Company owns and operates this website. All trademarks, service marks, trade names, logos and images displayed on this website are either the property of, or used with permission by, Chevy Chase Trust Company. Nothing contained on the website should be construed as granting, by implication, estoppel or otherwise, any license or right to use any materials displayed on this website without the prior written permission of Chevy Chase Trust Company or such third party that may own the materials displayed on this website.
You may download material displayed on this website for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials without modification. You may not distribute, modify, transmit, reuse, repost, or use the content of this website, including any text, images, audio or video, for public or commercial purposes, without Chevy Chase Trust Company’s prior written permission. Modification or use of the materials without permission for any purpose violates Chevy Chase Trust Company’s or its third party service providers’ intellectual property rights.
OWNERSHIP OF OTHER MATERIALS
Adobe®, Acrobat®, Acrobat® Reader, and the Acrobat logo are trademarks of Adobe Systems Incorporated. Microsoft® and Internet Explorer® are trademarks of Microsoft Corporation. Standard & Poor’s®, S&P®, Standard & Poor’s 500®, S&P 500®, are trademarks of S&P Global Market Intelligence (“S&P”). Sector and Industry classifications included in this website utilize the Global Industry Classification Standard(“GICS®”). GICS® is the exclusive property and a service mark of Morgan Stanley Capital International Inc. (“MSCI”) and S&P. MSCI data is the exclusive property of MSCI. Neither MSCI nor S&P makes any express or implied warranties or representations or shall have any liability for any direct, indirect, special, punitive, consequential or any other damages (including lost profits) with respect to any data contained in this website.
JURISDICTION AND GOVERNING LAW
This website is controlled and operated by Chevy Chase Trust Company from its offices within the State of Maryland, United States of America. Chevy Chase Trust Company makes no representation that materials on the website are appropriate or available for use in other locations, and access to them from territories where their content is illegal is prohibited. Those who choose to access this website from other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the materials on this website in violation of U.S. export laws and regulations.
The information provided on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Chevy Chase Trust Company or its affiliates to any registration requirement within such jurisdiction or country.
The laws of the State of Maryland govern this website and these terms of use. If you take legal action relating to this website or these terms of use, you agree to file such action only within the State of Maryland, and you consent and submit to the personal jurisdiction of those courts for the purpose of litigating any such action.
LIMITATION OF LIABILITY
Neither Chevy Chase Trust Company nor any of its affiliates, directors, officers or employees, nor any third party vendor retained by Chevy Chase Trust Company, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this website, or resulting from the act or omission of any other party involved in making this website or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of this website or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Chevy Chase Trust Company or of any vendor providing software or support services for this website. Further, under no circumstances including, but not limited to, negligence, shall we be liable for any direct or indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the materials in this website, even if we or our authorized representatives have been advised of the possibility of such damages. In no event shall our total liability to you for all damages, losses, and causes of action (whether in contract, tort or otherwise) exceed the amount paid by you, if any, for accessing this website. You are solely responsible for your decision to use this website. You shall indemnify and hold us harmless from and against any and all claims, damages, liability and/or costs relating to your or your agents use of this website.
INTEGRATION AND SEVERABILITY
If any provision of these terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these terms and will not affect the validity and enforceability of the remaining provisions. The preceding terms of use represent the entire agreement between Chevy Chase Trust Company and the user relating to the subject matter herein.
